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Jarae Pearson, Mortgage Advisor, Adventure Blogger
High-Vibe Lender | NMLS 2130776
208.640.4560 | JPearson@canopymortgage.com



📈 Are Rent Prices About to Skyrocket? What Future Homeowners Need to Know
In recent years, the cost of renting has become a hot topic for both renters and future homeowners. With economic shifts, rising inflation, and changing housing policies, many are left wondering: Are rent prices on the verge of skyrocketing? And more importantly, what should aspiring homeowners do in the face of this uncertainty?
Let’s unpack what’s going on—and how to stay one step ahead. ðŸ§
Jarae Pearson
Apr 243 min read
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How New Tariffs Are Affecting Mortgage-Backed Securities (MBS) — And Why That Matters to You
Tariffs can cause a ripple affect in mortgage-backed securities, or MBS for shor.
So what does that actually mean? Let's break it down.
Jarae Pearson
Apr 32 min read
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What 6.9% Mortgage Rates in 2025 Mean for You — And How I’ve Got Your Back
If you’ve been thinking about buying a home in 2025, you’ve likely noticed the buzz around mortgage rates. 📉 This year, average rates are..
Jarae Pearson
Mar 242 min read
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Mortgage Market Update, August 4th, 2023
The combination of upbeat economic data and the U.S. government credit rating downgrade caused mortgage rates to rise this week. Despite...
Jarae Pearson
Aug 4, 20231 min read
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How Much Does a 2-1 Buydown Cost?
Determining the cost of a 2-1 buydown is very straightforward: it's simply the total amount of money you will be saving during the years...
Jarae Pearson
Aug 1, 20232 min read
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Explaining the 2-1 Temporary Buy-Down Program
A 2-1 buydown strategy is a mortgage financing technique that allows homebuyers to temporarily lower their interest rate and monthly...
Jarae Pearson
Aug 1, 20232 min read
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Why Did Mortgage Rates Jump Recently?
Why Did Mortgage Rates Jump Recently? The announcement that inflation is not improving quickly contributed to the rise in mortgage rates...
Jarae Pearson
Jul 11, 20233 min read
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Why We Are NOT in a Home Equity Crisis
While your home equity may have taken a very small dip recently, the only reason it would be a case for concern is if you are trying to sell
Jarae Pearson
Jul 5, 20233 min read
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Real Estate: The Most Effective Path to an Early and Wealthy Retirement
How confident are you that you’ll be able to retire comfortably? There’s a lot of discourse out there about whether the United States is...
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May 3, 20235 min read
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